A Phone Call from a Credit Card Debt Collector? . . . You Do Not Need to Take It.

by Matthew Highlander There is little or no legal weight to a phone call from a credit card debt collector. Anyone can say anything and get away with it. Debt collectors use that to their full advantage. The telephone is their weapon of choice. Once things get reduced to writing, they become toothless. Written communications from and to a credit card debt collector are what matter in court. If a consumer is writing to a debt collector it should always be certified return receipt requested.

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A Phone Call from a Credit Card Debt Collector? . . . You Do Not Need to Take It.